Pre Settlement

What to Do When Waiting for Your Case to Settle

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If you find yourself in the unfortunate and stressful predicament of being a plaintiff in a personal injury lawsuit, you may be wondering what you should be doing while waiting for your case to run its long and arduous course through the legal system.

Sometimes people who find themselves in this difficult situation are facing financial difficulties brought about by such factors as being unable to work due to injuries sustained as a result of someone else’s careless behavior. This may result in plaintiffs being backed into a financial corner unable to pay such essential living expenses as house and car payments, medical bills, utilities, even groceries. As a result, they may try to ask creditors to work with them. However, creditors are under no obligation to do so, and may require that the plaintiffs keep paying their debts, which could put their financial health and credit worthiness in serious jeopardy.

This may even force plaintiffs to ask their attorneys to find a way to quickly settle their case, often for much less money than they would have received if the case had been allowed to be fully resolved by the legal system

If this sounds like you, then it’s important that you know that you do have options when waiting for your case to settle. You do not have to be held “hostage” by the time it takes for your personal injury case to go through all of the legal hoops before you reach a settlement.

Here at Global Injury Funding, we can offer you a vital financial lifeline called a lawsuit cash advance which will give you the money you need now to help you survive financially while you are waiting for your case to settle.

Also known as pre-settlement funding, these lawsuit cash advances have become increasingly popular in recent years. Here’s how they work:

First of all, a lawsuit cash advance is based entirely on the merits of your legal case. Therefore, they are NOT a loan, so you don’t have to fill out any lengthy credit application. In fact, all you have to do is fill out a simple evaluation form on our website, answer a few questions, and let our expert lawsuit funding specialists take it from there.

Secondly, a lawsuit cash advance does exactly what it sounds like: You are “advanced” a certain amount of money based on the amount of the settlement funds you are expected to receive if you win your case. And because this is a special type of cash advance called “norecourse funding” you do NOT have to pay the cash advance back if you do not win your case! That’s right. We shoulder all of the risks involved giving you the peace of mind to focus on the things that really matter instead of worrying about your financial problems.

Thirdly, lawsuit cash advances are completely legal and we work in partnership with the attorney handling your personal injury case to ensure that its legal merits are properly and thoroughly evaluated.

Finally, once we determine that you are eligible for pre-settlement funding, we will have both you and your attorney sign the agreement. And here is the best part: Often our clients receive their funds in as little as 24 hours after signing the agreement.

If you believe that a lawsuit cash advance can help you in your particular situation, we encourage you to apply. Our compassionate and trained specialists will help guide you every step of the way.

Don’t wait another day. Contact us today and let us start working for you.

Understanding the Differences Between Lawsuit Cash Advances and Loans

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If you are a plaintiff in a personal injury case, you already have a lot on your mind. If your injury prevents you from earning an income, you may be concerned about paying bills or expenses during the course of the litigation.

“Lawsuit Cash Advances” are becoming an increasingly popular and widespread way for people such as you who find themselves in this difficult situation to receive much-needed cash before their case is settled. But there’s also some confusion about the difference between a lawsuit cash advance and a loan. After all, the idea of getting cash with “no strings attached” can sound too good to be true. So we’d like to explain the differences between lawsuit cash advances and loans.

  • A lawsuit cash advance is NOT a loan. You are actually taking an “advance” on all, or a portion of, the anticipated cash award you’ll receive if you win your case.
  • If you do not win your case, you do NOT have to pay the money back, regardless of the amount you receive. This is perhaps the most an important difference between a lawsuit cash advance (also known as a “non-recourse” cash advance) and a loan. If we determine that you are eligible for a lawsuit cash advance based on the legal merits of your case (in other words, how likely it is that you will win), then we will advance you the amount of money we anticipate you will get when the case is settled in your favor. We shoulder all of the risk and only get our money at the end of the litigation process if you win your case.
  • You do not pay interest in a lawsuit cash advance. Since the cash advance is not a loan, no interest is charged on the amount of money you receive.
  • Unlike a loan, there are no monthly payments or up-front fees to worry about. Additionally, there is no cost or obligation to apply for a free evaluation of your specific case.
  • Unlike applying for a loan, there is NO credit check for a lawsuit cash advance, nor does it affect your credit score, since eligibility is determined solely on the merits of your case.
  • Getting approved for a loan takes time. But once you’re approved for a lawsuit cash advance, you can usually get your money within 24 hours.
  • Loan applications can be complicated, requiring you to disclose personal information. Applying for a lawsuit cash advance is straightforward and 100% confidential. Just fill out a simple online form, answer a few questions about your case, and we’ll take it from there.

These are just some of the key differences between a loan and a lawsuit cash advance from Global Injury Funding. If you think that you, a friend, or loved on can benefit from the financial peace-of-mind that a lawsuit cash advance provides, please contact us. Our caring, professional, and courteous staff will be there every step of the way to assist you and answer all your questions. Call us today at 800-980-2278.

 

Top 5 Benefits of Pre-Settlement Lawsuit Funding

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Unfortunately, accidents do happen.
We certainly hope that you or a loved one never have to go through all the hassles, worry, pain, and suffering of an accident or injury caused by someone else’s negligence. However, if you’re involved in an accident through no fault of your own; whether on the road, in the workplace, at the grocery store, or the shopping mall, you’re not alone, and we’re here to help.

The money you need – when you need it.
You may suffer a loss of income due to injuries severe enough to prevent you from working. Because of this, one of the first concerns you may have is: “How will I pay my bills and support my family during the time it takes to settle my case?”

The answer is: Pre-settlement lawsuit funding. What is it? Put simply, once we accept your case, we will pay you your settlement money, in advance, with no strings attached!

Here are the top 5 benefits of a pre-settlement lawsuit cash advance from Global Injury Funding:

  1. It’s not a loan. There’s no credit check involved. We work with your attorney and determine if you qualify for funding based entirely on the legal merits of your case.
  2. If you don’t win your case, you owe nothing. Hard to believe, but true! If you do not win your case, you do not have to pay one penny back, regardless of the amount funded to you.
  3. It’s easy to apply. We know you have a lot on your mind, so we make the process simple. Just fill out a quick online application and we’ll get to work evaluating your case right away.
  4. You’ll get peace of mind. It’s common for personal injury cases to take months to go through the courts. With a pre-settlement cash advance, you can continue to pay your bills and have the money you need without feeling pressured by the insurance company to settle for less.
  5. Get cash in as little as 24 hours. Why wait for your money? Once you are approved for pre-settlement funding, we’ll arrange to send you a check or electronically transfer funds directly into your checking account.

When you add it all up, these and the many other benefits of pre-settlement funding from Global Injury Funding just make sense. It’s easy. It’s fast. It’s affordable. And our friendly, caring staff will walk you through the process, step by step.

For more information, or to get started with your lawsuit funding, contact us at Global Injury Funding today.

Categories : Pre Settlement

Money-Saving Tips for When You’re Waiting for a Settlement

Like an old man puttering down the street at 30 MPH under the speed limit, the legal system moves slowly, and when you’re a plaintiff in a civil case who’s waiting for a settlement, it may seem like you’ll never get to your destination. For many people who turn to the courts for justice, staying financially stable while awaiting a settlement is a pressing concern, and it can be especially difficult in personal-injury cases where the plaintiff has been rendered incapable of holding a job. Global Injury Funding has provided a lifeline to many people in this situation. Our pre-settlement funding program supplies qualified applicants with the resources they need to sustain themselves during their arduous court cases. But it’s also a wise idea for plaintiffs to exercise fiscal responsibility during this trying time in their lives. With that in mind, we’ll explore some simple yet effective tricks to save money and cut down on expenses. While this is hardly a comprehensive program for straightening out one’s finances, keep in mind that a little monetary prudence can go a long way.

Use Compact Fluorescent Lights

Also known as CFLs, compact fluorescent lights (or lamps) last longer than conventional incandescent kinds, while also using only a fraction of the energy—it’s an easy way to lower your utility bills. Look for the “ENERGY STAR” label when shopping for bulbs; this means that the product passes the EPA’s standards for performance and energy consumption.

Try a Little Car Maintenance

You’ll probably wish to leave the heavy-duty repairs to the professionals, but there are a few ways to cut back on your car-related expenses. Keeping your air filter clean will boost your gas mileage by a small but significant amount. Also, maintaining proper tire pressure can also enhance your car’s fuel efficiency—many people fail to grasp that insufficiently inflated tires essentially cause your automobile to waste gas.

Sell Your Old Junk

We’re not talking about taking the family heirloom to the pawn shop. Almost everyone has a plethora of random stuff that they have accumulated over the years. Old board games, VHS movies, CDs, clothes, books—all of these items have monetary value. This is as good a time as any to sell them off for some extra money. You could hold a yard sale or sell the items individually on eBay, to mention just a few options. If you’d rather not be bothered with selling these items, you could give them to the Salvation Army or a similar charitable organization in exchange for a tax deduction.

Stop Eating at Restaurants

It’s no big secret that people tend to waste a lot of money by eating out when they could prepare their own meals at home. Now is the time to take that advice to heart. Cutting out soft drinks and other flavored beverages will allow you to save money while improving your health. Plain old water can satisfy your body’s hydration requirements at considerably less expense.

Make a Grocery List Before You Shop

Impulse buying routinely causes people to spend more money at the store than they intended. Curb this temptation by making a list beforehand of the things you need. This will also help you to calculate in advance how much money you’ll spend.

Need litigation funding help? Global Injury Funding is in your corner. Call us today at (800) 980-2278.

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Categories : Pre Settlement

Taking Proper Safety Precautions at Home and in the Workplace

At Global Injury Funding, our experience with legal funding has made us aware that there are many ways in which people can become seriously hurt, sometimes with life-changing consequences. In a lot of cases the victim bears no responsibility at all for the incident. But, in other instances, the injured party would have saved themselves some trouble by exercising caution in a potentially dangerous situation—even if the blame (and legal liability) for the accident falls predominantly on another person’s shoulders.

Whether you’re interested in staying harm-free, or looking for tips to avoid aggravating an existing injury, it’s a sound idea to keep a handful of basic safety guidelines in mind wherever you go—at home, at work, or anywhere else. We don’t have the space here to delve into the topic in great detail, but here are some simple ideas for staying safe:

AT HOME:

Keep a flashlight by your bed. Many people have hurt themselves while stumbling around in the dark after a power outage. Having a flashlight handy can prevent a potentially harmful accident. (Just remember to check the batteries every once in a while!)

Install nightlights around your home. These little devices should be placed in locations with little light and/or those where people might wander around late at night. Similarly, glow-in-the-dark light switches can help people easily find them in the darkness.

Place labels on glass doors. Visitors at your home could walk right into a clear glass sliding door—and suffer a painful injury—if it isn’t properly marked. We’re not talking about a Post-it note; you can purchase an attractively designed window cling that will incidentally provide a suitable visual warning when placed at eye level. It’s also a good idea to ensure that the flooring immediately around your glass door is not slippery.

Use ladders to retrieve hard-to-reach items. Using chairs and other materials to assemble makeshift ladders has led to a lot of broken bones over the years. Don’t take shortcuts like this—you need a real ladder for changing light bulbs and grabbing those plates in the back of the cabinet.

AT WORK:

Safety signs and similar labeling are essential. Any area that may pose hazards to personnel should be marked in such a way as to inform those in the area about the nature of the danger involved. This could be as simple as a “Slippery When Wet” sign, or it could involve a labeling system to warn of heavy mobile machinery in the vicinity.

Be educated about safety issues in the workplace. Ideally, any place of employment should, as part of its orientation and ongoing training processes, provide warnings about any hazardous areas in the workplace. As part of this, employees should be aware of all emergency exits, and these areas should remain unobstructed at all times.

Lift heavy objects with your legs, not your back. Bending at the knees while keeping the back straight is standard advice for lifting heavy boxes and similar bulky materials, but, nonetheless, it goes unheeded by many. You may wish to prod the object with your foot to get a sense of its weight before attempting to lift it. Any heavy object should be lifted slowly and steadily while using both hands as grips, making sure to keep the object close to the body. If you have to carry the object from one area to another, you should avoid holding it in a way that blocks your vision.

Safety issues should be immediately reported to a supervisor. Whether it’s a cluttered area that poses a tripping hazard, a sink that leaks water, a machine that has been left unattended, or another issue, any potential safety problem should be conveyed to the appropriate personnel as soon as possible.

Global Injury Funding provides lawsuit loans to persons who have turned to the courts to seek compensation for accidents caused by negligent parties. Call us at (800) 980-2278 for a free evaluation.  

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Categories : Pre Settlement

What Are the Different Types of Compensation Available in Injury Cases?

“How much is my injury claim worth?” It’s a natural question to ask if you’re filing a lawsuit to pursue monetary compensation for damages or injuries sustained at the hands of another party. There’s no simple answer to the query, however, as every case is different, each featuring a multitude of unique factors. But it may be helpful to take a look at the different kinds of damages that a plaintiff in an injury case could be awarded. This can give you a rough idea of the amount that you may reasonably expect to win.

In general, damages are classified in three broad categories. Economic damages refer to loss of physical property, loss of income, and other losses that can be objectively quantified. Non-economic damages include “emotional distress” and other intangible inflictions that can’t be so easily assigned a dollar value. The final category is punitive damages; these are intended primarily to punish the offending party for unusually flagrant behavior. Punitive awards can be very large, but keep in mind that this type of compensation is relatively uncommon.

Let’s now examine the specific kinds of damages frequently awarded by the courts:

For obvious reasons, medical expenses are a very common feature of injury claims. Compensation for medical costs can include a wide variety of expenses, from ambulance rides to prescription drugs. In many cases, the plaintiff will also be compensated for estimated future medical expenses.

Pain and suffering awards are also commonly granted to defendants in injury cases. There is no simple formula for calculating these types of non-economic damages, but plaintiffs are most likely to come away with a substantial sum if they can demonstrate that their injuries have significantly compromised their ability to carry out normal day-to-day activities.

Loss of property damages often come up in cases involving automobile accidents, but nearly any type of material possession can be included. If your car, home, or other valuable property was ruined due to another party’s actions, you can expect to be compensated for all repair or replacement costs.

Loss of consortium damages are also possible if it can be shown that the plaintiff’s injuries have harmed their relationship with their spouse and/or children.

Loss of income awards compensate the victim for wages lost due to injuries sustained. This includes cases where the plaintiff was forced to miss work for a certain period of time, as well as cases where the plaintiff is no longer able to continue in the same line of employment.

Emotional distress awards are sometimes granted to plaintiffs who have suffered psychological trauma as a result of their injuries. In a lot of cases, this does not constitute a separate damages classification, but forms a portion of the “pain and suffering” calculations.

Wrongful death damages are those awarded to the family of someone who has died as a result of another’s negligence, recklessness, or malice. This often includes compensation for funeral expenses, loss of income, and emotional distress.

If you need immediate funds while you await the conclusion of your personal injury case, contact the litigation financing pros at Global Injury Funding.  We can be reached at (800) 980-2278. Free case evaluations are available.

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Categories : Pre Settlement

Common Types of Injury Cases

Just about everybody can expect to suffer some kind of significant bodily injury at one time or another. Most of the time, the effects are only temporary—they may have to wear a cast for a little while, or make a trip to the hospital for a few stitches. But what happens when the injury in question can’t be dealt with so easily? What if the victim has, in fact, sustained a major, even a crippling injury that makes it impossible to resume the lifestyle to which they had become accustomed? If the injury was caused by the recklessness, negligence, or malice of another party, then it’s possible—in fact, often the best option—to file a lawsuit against the person or organization responsible. Pursuing this avenue may net a settlement or judgment that will at least partly compensate the plaintiff for their injury. Global Injury Funding specializes in providing litigation financing that allows plaintiffs to continue paying the bills while they wait for their much-deserved money. There are many types of injury cases that qualify for pre-settlement funding; let’s take a look at some of the more common ones below.

Slip and fall accidents are often associated with scammers who attempt to feign injury for money, but this is unfair, as a lot of people have suffered quite real harm as a result of falling in a poorly maintained environment. These types of falls can occur in all sorts of venues—shopping malls, oil change shops, corporate offices, and much more. If a person was seriously hurt in a fall due to someone else’s negligence, then it’s possible to win substantial amounts of money by pursuing a legal claim.

Motor vehicle accidents are another common source of injury claims—literally millions of incidents occur on the roads every year. It’s no secret that these types of accidents can be extremely serious, even fatal. For those who have been victimized by a reckless driving incident, it’s often wise to turn to the courts for relief.

Another common type of injury claim arises from accidents in the workplace. Many people suffer long-lasting injury as a result of dangerous work environments. Some occupations are more dangerous than others—construction sites tend to be more hazardous than your typical air-conditioned office—but people can be injured at virtually any place of employment.

Medical malpractice claims are also fairly common. It’s an unfortunate reality that a lot of people have been irreparably harmed by surgical mishaps and inadequate medical counsel. In fact, tens of thousands die every year due to medical error, with an even larger number suffering major non-fatal harm. Medical malpractice cases fall under the umbrella of personal injury claims, and we provide lawsuit funding for these as well.

Product liability claims form yet another type of injury case. Inadequately designed consumer products have harmed many, and this is another area where the courts can impose justice. Product liability claims usually revolve around design flaws, manufacturing defects, or “failure to warn” negligence where the company does not properly inform consumers about possible hazards.

This is not a comprehensive list of injury claims that plaintiffs may pursue. We provide legal funding for many types of injury cases; contact us at (800) 980-2278 so we can get started on your claim.

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What Is Pre Settlement Funding?

Anyone who has ever been involved with a lawsuit is aware of one unavoidable truth:  The legal system is expensive. For persons pursuing a claim against another party in a court of law, the associated expenses may be prohibitively high, preventing them from winning the judgment or settlement that they deserve. The problem is only compounded by the painfully slow pace with which these suits typically proceed through the system, which often forces plaintiffs to wait an unreasonably long time before receiving their settlement. In cases where a private individual is pressing a claim against a large, well-funded organization, the disparity in resources tends to give the latter an unfair advantage. Inadequate legal funding has derailed many worthy lawsuits.

Matters can be even more unbalanced in personal injury claims that involve a plaintiff who has been too badly hurt to continue working. Unable to generate an income to sustain day-to-day living, they’re sometimes forced by financial necessity to accept a quick settlement that adds up to far less than they would have earned if the proceedings had been allowed to continue to a proper conclusion.

In recent years a practice has arisen that has given many plaintiffs the money they need to continue fighting:  pre-settlement funding. What is this? It’s simply a process where a plaintiff obtains a cash advance from an organization that specializes in this type of funding. This is an increasingly popular option for litigants who need money fast, and when the funds are obtained through a reputable company there are few downsides for the applicant.

In general, the procedure involved with applying for pre-settlement funding is quite simple. The applicant fills out some paperwork, which will include all relevant details relating to the court case. The funding company examines the facts and makes a determination whether to advance the requested money to the plaintiff. It’s worth pointing out that in making its decision the funding company normally does not consult the applicant’s credit history. The plaintiff’s credit score is an irrelevant consideration; what matters is the likelihood that they’ll emerge victorious in court.

The idea behind this kind of litigation funding is to give people the money they need, now, so they can continue to fight for the significantly larger amount that they should earn at the conclusion of their court case. Once the plaintiff finally receives their settlement or judgment, they will pay back the money plus any associated fees. But what happens if the plaintiff comes away empty-handed? Because these cash advances are classified as “non-recourse” in nature, the plaintiff has no legal obligation to repay the money if they lose their case. In this worst-case scenario, they owe nothing.

Pre-settlement funding has attracted criticism from a few commentators who view the practice as exploiting persons who suffer from urgent cash-flow problems. Yet this type of cash advance is legal, and many experts have argued that the practice promotes a fairer legal system by helping lower-income plaintiffs avoid being “outspent” by wealthier defendants. The simple fact is that this type of cash advance has aided many people in their time of need.

Contacting a reputable litigation financing company like Global Injury Funding can make the difference between success and failure in one’s journey through the courts. To get started, call us today at (800) 980-2278.

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Categories : Pre Settlement

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